Prevent fraud and avoid being scammed


5 Tips for Avoiding Credit Card Fraud

Identity theft is quickly becoming one of thedate.
most dangerous crimes in America. People are
losing thousands of dollars and months, if3.  Temporary  Numbers
not years, of their lives to correct the
damage to their credit and their reputations.Third, look into finding a credit card that
A large part of identity theft is credit cardprovides temporary numbers for Internet
fraud, where somebody either uses your creditpurchases. This is a new feature of certain
cards to make illegal purchases, or opens upcredit card companies out there to prevent
a completely new credit card in your name andfraud. Each time you buy something online,
goes on a spending spree to end all spendingyour card provides you with a unique new
sprees.number  known  only  to  you.
1. Be Careful with Your Personal Information4.  Get  a  Shredder
Online
When it comes to preventing criminals from
It's really no laughing matter, though, andopening up new cards in your name, one of the
you should take serious steps to avoidingtried and true ways to prevent this form of
credit card fraud. One of the best ways tofraud is by shredding each and every document
avoid credit card fraud is to be careful withthat comes to you in the mail. This includes
your online purchases. Many Web sites willevery new credit card offer, as well as the
store your credit card information on them,statements you throw out from your current
leaving your valuable information out therecards. Especially be sure to shred those
on the Internet for hackers to steal. Thatchecks  that  credit card companies send you.
makes it important to always decline a Web
site that asks to store your personal5.  Examine  Your  Credit  Report
information. Sure you may have to re-enter
your info every time your make a purchase atLastly, take up the credit bureaus' offers to
a site, but the extra effort is well worthallow you to examine your credit reports for
it.free. These credit reports allow you to be
certain that no one has opened a credit card
2.  The  Verification  Codein your name without your permission. They
also allow you to see if you have old credit
Another good step is to only shop at Internetcard accounts open that you've forgotten
sites that require you to enter the specialabout, accounts that are best closed before
three-digit code on the back of your creditsomeone  steals  your  identity through them.
card. Basically, entering these codes from
the back of your card prove to the onlineJoshua Shapiro recommends Find Credit Cards
vendor that you have the actual card in hand,to find a Chase credit card application
and haven't stolen the number and expirationthat's right for you.



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