| Identity theft fraud in America has
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| | monthly bill, call the company to find
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| reached epidemic proportions having
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| | out why.
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| surpassed 27 million cases and increasing
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| | 6. Check out the bills you do receive to
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| every year.
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| | make sure all the transactions are
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| The banks are taking identity theft fraud
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| | legitimate. If there is anything
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| very seriously and have taken substantial
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| | suspicious call the company immediately
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| measures to protect your identity and
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| | to stop any fraud from going any further.
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| your accounts against scammers.
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| | 7. Check your credit report at least
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| They have implemented a password
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| | once a year to make sure the information
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| protection for online transactions. When
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| | is correct.
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| you use your online services, keep your
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| | In December 2004 the Fair and Accurate
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| secret password protected so only you
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| | Credit Transactions Act was put into
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| know what it is.
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| | effect and one provision requires that
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| All online bank transactions are now
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| | the three major credit reporting agencies
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| encrypted which converts your information
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| | are to provide consumers with a free copy
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| into a secure code, protecting you
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| | of their own credit report.
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| against would be hackers.
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| | Another provision to help fight identity
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| To protect yourself here are a few more
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| | theft is the National Fraud Alert System.
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| things you should know about preventing
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| | This allows consumers who reasonably
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| identity fraud :
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| | suspect they have been a victim of
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| 1. Never give out information such as
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| | identity theft can place an alert on
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| checking and credit card numbers or your
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| | their credit files. This alert will tell
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| Social Security number to anyone you do
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| | potential creditors that they must
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| not know.
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| | proceed with caution when granting
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| 2. Notify your bank immediately if you
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| | credit.
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| lose or have your checks stolen. They
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| | Scammers can get the information they
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| can be flagged with a fraud notice to
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| | need to assume your identity from a
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| block payment.
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| | variety of sources. They range from
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| 3. Don't give the PIN number on your ATM
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| | stealing your wallet to digging in your
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| card to anyone and never write the number
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| | trash. They may approach you in person,
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| down and keep in your wallet. Always
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| | by telephone or on the Internet.
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| take your ATM receipts with you after a
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| | The sources of information about you are
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| transaction.
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| | so numerous that you cannot totally
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| 4. Shred any financial papers you
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| | prevent the theft of your identity. But
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| receive before disposing of them. This
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| | identity theft fraud can be minimized by
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| includes any solicitation notices that
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| | just becoming aware of the possibilities.
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| you may receive for any credit cards or
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| | Copyright © 2005 Spyware All Rights
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| mail from other financial institutions.
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| | Reserved.
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| 5. If you don't receive a regular
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| |
|
