| Is affordable auto insurance a thing of the past? | | | | Using an insurance comparison website to get |
| Not if you have a computer and access to the | | | | your auto insurance quotes is quick, it's easy, and |
| Internet. Here's how to get affordable auto | | | | it could save you hundreds of dollars a year. |
| insurance online with a top-ranked company. | | | | Increase Your Deductible |
| Comparison Shop | | | | Your deductible is the amount of money you |
| Many people don't realize that premiums for the | | | | have to pay toward a claim before you insurance |
| same auto insurance policy can vary by hundreds | | | | company will pay. In order to get the cheapest |
| of dollars from one insurance company to the | | | | auto insurance rate, you need to get the highest |
| next. So the first step in getting affordable auto | | | | deductible you can afford. |
| insurance is to compare rates from different | | | | For example, increasing your deductible from $250 |
| companies, and the best place to do it is online. | | | | to $500 will save you 15% to 30% on your |
| You can spend hours on end going from one | | | | insurance. Increasing it to $1,000 could save you |
| single-company website to another in search of | | | | up to 50%. |
| affordable auto insurance, or you can go one-stop | | | | Get Discounts |
| shopping at an insurance comparison website. At a | | | | Auto insurance companies offer discounts for a |
| comparison site you spend a few minutes filling | | | | variety of reasons. Some of the biggest |
| out a simple questionnaire with your insurance | | | | money-savers are: |
| information and the amount of insurance you | | | | * Discounts for having your homeowners or |
| want, then you get quotes from multiple | | | | renters insurance and your auto insurance with |
| companies. | | | | the same company. |
| The advantages of using an insurance comparison | | | | * Discounts for having safety features like air |
| site are: | | | | bags, seat belts, and anti-lock brakes. |
| * You only have to fill out one questionnaire to | | | | * Discounts for driving fewer miles than the |
| get quotes from a number of companies. | | | | average driver. |
| * Most comparison sites only work with A-rated | | | | * Discounts for having security features such as |
| companies so you know the companies are | | | | burglar alarms and anti-theft devices. |
| reputable. | | | | * Discounts for being a senior citizen. |
| * The best comparison sites feature an online | | | | * Discounts for being accident free for three |
| chat service so you can get unbiased advice and | | | | years. |
| answers to your questions from an insurance | | | | Ask your insurer what discounts you're eligible for |
| expert (see link below.) | | | | and take advantage of them. |