| Is affordable auto insurance a thing of the | | | | easy, and it could save you hundreds of |
| past? Not if you have a computer and access | | | | dollars a year. |
| to the Internet. Here's how to get affordable | | | | |
| auto insurance online with a top-ranked | | | | Increase Your Deductible |
| company. | | | | |
| | | | Your deductible is the amount of money you |
| Comparison Shop | | | | have to pay toward a claim before you |
| | | | insurance company will pay. In order to get |
| Many people don't realize that premiums for | | | | the cheapest auto insurance rate, you need to |
| the same auto insurance policy can vary by | | | | get the highest deductible you can afford. |
| hundreds of dollars from one insurance | | | | |
| company to the next. So the first step in | | | | For example, increasing your deductible from |
| getting affordable auto insurance is to | | | | $250 to $500 will save you 15% to 30% on your |
| compare rates from different companies, and | | | | insurance. Increasing it to $1,000 could save |
| the best place to do it is online. | | | | you up to 50%. |
| | | | |
| You can spend hours on end going from one | | | | Get Discounts |
| single-company website to another in search | | | | |
| of affordable auto insurance, or you can go | | | | Auto insurance companies offer discounts for |
| one-stop shopping at an insurance comparison | | | | a variety of reasons. Some of the biggest |
| website. At a comparison site you spend a few | | | | money-savers are: |
| minutes filling out a simple questionnaire | | | | |
| with your insurance information and the | | | | * Discounts for having your homeowners or |
| amount of insurance you want, then you get | | | | renters insurance and your auto insurance |
| quotes from multiple companies. | | | | with the same company. |
| | | | |
| The advantages of using an insurance | | | | * Discounts for having safety features like |
| comparison site are: | | | | air bags, seat belts, and anti-lock brakes. |
| | | | |
| * You only have to fill out one questionnaire | | | | * Discounts for driving fewer miles than the |
| to get quotes from a number of companies. | | | | average driver. |
| | | | |
| * Most comparison sites only work with | | | | * Discounts for having security features such |
| A-rated companies so you know the companies | | | | as burglar alarms and anti-theft devices. |
| are reputable. | | | | |
| | | | * Discounts for being a senior citizen. |
| * The best comparison sites feature an online | | | | |
| chat service so you can get unbiased advice | | | | * Discounts for being accident free for three |
| and answers to your questions from an | | | | years. |
| insurance expert (see link below.) | | | | |
| | | | Ask your insurer what discounts you're |
| Using an insurance comparison website to get | | | | eligible for and take advantage of them. |
| your auto insurance quotes is quick, it's | | | | |