Darwins Take Life Insurance Fraud to New Level

In the style of a Hollywood epic the tale of Mrrented out, but they were still living well beyond
and Mrs John Darwin had the nation on the edgetheir means. Mr. Darwin allegedly hatched a plan to
of their seats as it slowly began to unfold.disappear and for his wife to claim the life
Ingredients including greed, fraud, and terribleinsurance with which to pay off their debt and
deceit that divided a family and shook the towneventually move abroad, although Mrs Darwin
of Seaton Carew near Hartlepool have made thisdisputes some of her husband's claims.
an absolutely intriguing story.Mrs. Darwin received £25,000 in life insurance
It first came to the nation's attention on Saturdayfrom Unat Direct Insurance Management once her
1st December 2007 when 57-year-old Johnhusband was officially declared dead in 2002.
Darwin walked into a West London police stationAlthough the policy was actually due to pay out
stating his belief that he was a missing person,£50,000 she was given half that amount
and that he had no memory of the previousbecause a body was never found. In addition the
seven years. His sons were understandablyDarwins' £130,000 mortgage was paid off by
delighted to see him as they believed he had diedNorwich Union.
in a tragic canoe accident seven years previously.In early 2007 Mrs. Darwin sold her UK properties
When he was reported missing in 2000 a threeand moved abroad after transferring the
day air and sea hunt was launched that ultimatelyproceeds from the sales to offshore bank
cost £70,000, but all that was found was hisaccounts. It was only after John Darwin
smashed up canoe and no trace of Mr. Darwin. Atmiraculously turned up in the UK that the police
an inquest 13 months later, and despite nevertracked down his wife in Panama.
finding a body he was officially declared dead.Since then there have been more twists and
However, since the story of his 'reappearance'turns in this story as tales of the Darwins' life
broke it has transpired that shortly after goingtogether unfolds. This tale will undoubtedly end up
'missing' he actually returned to the home heas a blockbuster film and perhaps answer many
shared with his 55-year-old wife Anne, living in aof the questions yet unanswered, including why
room in the house next door that the family alsoMr. Darwin decided to return to Britain just as the
owned. When any family or guests visited thecouple seemed to have succeeded with their
family home Darwin simply sneaked through aaudacious plan.
concealed hole in the wall between the twoUltimately the couple who are both in custody will
properties into his secret hideaway.be pursued by the insurance and mortgage
What was not known to anyone but themselvescompanies seeking repayment of the funds they
at the time of the "accident" was the fact thatpaid to Mrs. Darwin, and as fresh allegations and
the couple were in tens of thousands of poundscharges emerge almost daily they face a very
of debt. They owned several properties that theybleak future.