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Article #357: Darwins Take Life Insurance Fraud to New Level

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In the style of a Hollywood epic the tale owned several properties that they rented
of Mr and Mrs John Darwin had the nation out, but they were still living well
on the edge of their seats as it slowly beyond their means. Mr. Darwin allegedly
began to unfold. Ingredients including hatched a plan to disappear and for his
greed, fraud, and terrible deceit that wife to claim the life insurance with
divided a family and shook the town of which to pay off their debt and
Seaton Carew near Hartlepool have made eventually move abroad, although Mrs
this an absolutely intriguing story. Darwin disputes some of her husband's
It first came to the nation's attention claims.
on Saturday 1st December 2007 when Mrs. Darwin received £25,000 in life
57-year-old John Darwin walked into a insurance from Unat Direct Insurance
West London police station stating his Management once her husband was
belief that he was a missing person, and officially declared dead in 2002.
that he had no memory of the previous Although the policy was actually due to
seven years. His sons were understandably pay out £50,000 she was given half that
delighted to see him as they believed he amount because a body was never found. In
had died in a tragic canoe accident seven addition the Darwins' £130,000 mortgage
years previously. was paid off by Norwich Union.
When he was reported missing in 2000 a In early 2007 Mrs. Darwin sold her UK
three day air and sea hunt was launched properties and moved abroad after
that ultimately cost £70,000, but all transferring the proceeds from the sales
that was found was his smashed up canoe to offshore bank accounts. It was only
and no trace of Mr. Darwin. At an inquest after John Darwin miraculously turned up
13 months later, and despite never in the UK that the police tracked down
finding a body he was officially declared his wife in Panama.
dead. Since then there have been more twists
However, since the story of his and turns in this story as tales of the
'reappearance' broke it has transpired Darwins' life together unfolds. This tale
that shortly after going 'missing' he will undoubtedly end up as a blockbuster
actually returned to the home he shared film and perhaps answer many of the
with his 55-year-old wife Anne, living in questions yet unanswered, including why
a room in the house next door that the Mr. Darwin decided to return to Britain
family also owned. When any family or just as the couple seemed to have
guests visited the family home Darwin succeeded with their audacious plan.
simply sneaked through a concealed hole Ultimately the couple who are both in
in the wall between the two properties custody will be pursued by the insurance
into his secret hideaway. and mortgage companies seeking repayment
What was not known to anyone but of the funds they paid to Mrs. Darwin,
themselves at the time of the "accident" and as fresh allegations and charges
was the fact that the couple were in tens emerge almost daily they face a very
of thousands of pounds of debt. They bleak future.






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