| The crime of identity theft is probably
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| | goes into the shredder.
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| one of the fastest growing crimes of this
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| | Another way this happens is in
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| century. The reason for that is because
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| | restaurants, and unfortunately, even some
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| far too many people make it way to EASY
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| | of the nicer restaurants. Dinner has
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| to have themselves be a victim of
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| | come and gone and you are enjoying the
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| identity theft, and they do not take the
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| | ambiance of this restaurant and the
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| task of protecting themselves against
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| | company of your spouse and perhaps some
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| identify theft seriously enough.
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| | guests. The waiter or waitress brings
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| What happens in a case of identity theft?
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| | the check, and you pick it up, glance at
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| Basically, the thief "becomes" you,
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| | it, then lay it back on the table with
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| opens loan accounts, charge cards, and
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| | your credit card. BIG MISTAKE. What
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| credit cards in your name, then
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| | happens is that your credit card has left
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| disappears into the sunset, never to be
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| | your sight for a period of time - more
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| seen again. In the meantime, the first
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| | than enough time for a possible thief to
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| that you become aware of it is when you
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| | write down your credit card information,
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| start getting calls from lenders and
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| | your expiration date, your CCV code (that
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| creditors that you have never heard of
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| | three or four digit code on the back of
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| and where you "know" you do not have an
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| | your card), and get the bill back to you.
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| account, asking when you going to start
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| | You do not know what has happened to
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| making payments or is there a problem?
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| | your credit card while it was out of your
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| But by then, it is far too late.
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| | sight. Chance is good that nothing is
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| Let's back up a step. How does identity
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| | going to happen with your credit card,
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| theft occur? Identity theft occurs when
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| | but what if it does? You just gave the
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| a third becomes you. That is done by a
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| | thief everything they wanted to start a
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| thief going through your trash and coming
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| | spending spree, and in the online world,
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| up with something that has your unique
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| | all you need is a credit card, expiration
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| identifiers on it. If you have decent or
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| | date, and CCV number.
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| good credit, you probably get these
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| | Do not allow yourself to become a victim
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| pre-approved cards in the mail all the
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| | of identity theft. Be very aware of
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| time for credit cards and loan accounts.
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| | where you are and who you are with. If
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| What do you do with these offers? Do you
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| | it is necessary to pay for a meal like at
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| simply throw them in the trash? If so,
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| | a restaurant with a credit card, ask the
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| you are putting yourself at risk for
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| | waiter to bring the bill to your table.
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| identify theft, as much of America does.
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| | With the rising amount of crime that is
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| Instead, invest in a small shredder,
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| | seen this way, most waiters will think
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| probably under $50 at Best Buy, Circuit
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| | nothing of the request. They can get
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| City, or your local office supply store,
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| | credit authorization just with the
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| and shred documents such as those.
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| | account number, not with CCV or
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| Anything that has identifiable
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| | expiration date. The bottom line is not
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| information on it other than "Occupant"
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| | to make yourself an easy target.
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