| There is a saying that good news travels
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| | payments directly to them.
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| fast but bad news travels at the speed of
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| | • Tries to convince you to sign over
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| light. If you happen to be embroiled in a
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| | the deed to them right then and there.
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| foreclosure you probably understand what
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| | If you are going to sign over the deed,
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| I mean. Aside from the bill collectors
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| | make sure you understand the
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| hounding you daily there now appears
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| | ramifications of doing this, and that you
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| another group of people bent on being the
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| | have had a chance to review ALL of the
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| one and only ray of hope left if you want
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| | documents.
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| to stop foreclosure.
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| | • Have a real person answer the phone
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| I am not saying all these individuals or
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| | twenty-four hours a day.
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| companies are simply out to make a quick
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| | As stated before there are numerous
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| buck off your dilemma. There are many
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| | companies that do deliver on their
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| reputable outfits ready, willing, and
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| | promise. How can you identify these?
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| able to provide you with legitimate
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| | • Are willing to offer a free initial
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| foreclosure prevention service. You must
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| | consultation and go over your unique
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| perform your due diligence before making
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| | situation. • Make it clear you have
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| your choice.
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| | no obligation to them.
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| These scam artists often charge high fees
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| | • Are willing to explain what your
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| and take the money and run, and the
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| | foreclosure prevention entitlements are.
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| homeowner find themselves in a worsened
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| | • Are honest about their foreclosure
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| financial predicament. They target people
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| | prevention success rate, and make no
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| already in a distressed and highly
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| | guarantees of being 100% successful.
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| vulnerable state, and who have the least
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| | • Registered with the Better Business
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| amount of excess funds to take away from
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| | Bureau and have a proven track record of
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| preventing foreclosure. These entities
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| | consumer satisfaction.
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| collect fees ranging from a few hundred
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| | • Have a real person answer the phone
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| up to thousands of dollars and simply do
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| | twenty-four hours a day instead of
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| not deliver on their promise. Consumers
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| | directing you to an answering machine.
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| have complained they never received help,
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| | Understandably it is tough to make
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| or when they complained, no refund was
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| | rational decisions under stress. You must
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| forthcoming.
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| | keep your wits about you when choosing a
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| What advice should a homeowner follow to
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| | foreclosure prevention service. Your
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| prevent becoming a victim of this ruse?
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| | credit rating and finances will be
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| If you are facing foreclosure, be very
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| | affected by this decision for years to
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| wary of an individual or company that:
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| | come.
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| • Can't position themselves and tell
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| | Do you know if the voice on the other end
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| you exactly how they can help you..
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| | of the phone has your best interests in
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| • Before providing any service asks for
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| | mind regarding helping you avoid home
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| a fee up front.
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| | foreclosure? There are a few important
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| • Makes the claim that for the service
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| | things to know to prevent making an
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| to work you must send your home mortgage
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| | already stressful worse.
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