| Florida car insurance rates are pretty high. What | | | | Everybody pays for the actions of criminals.Florida |
| can be done to help lower the costs of Florida car | | | | is one of the states that has a no-fault auto |
| insurance?One of the reasons for higher car | | | | insurance law designed to combat auto insurance |
| insurance rates in Florida has been the claims | | | | fraud. With a no-fault law, if a motorist wants to |
| from storm damage. A greater risk of losses due | | | | sue for injuries or pain and suffering there are |
| to hurricanes and flooding can increase rates. | | | | certain thresholds that need to be met before |
| We've certainly seen this with a rise in home | | | | the case is considered.Florida continues to work |
| insurance rates in Florida. This is pretty hard to | | | | on reducing the opportunities for insurance fraud |
| control -- or predict.However, there have been | | | | in the state. However, Florida's no-fault law is |
| high incidences of auto insurance fraud in Florida, | | | | scheduled to end in 2007.You can help by |
| including such things as "staged" crashes. These | | | | reporting any incidents of insurance fraud to the |
| would lead to lawsuits and a high rate of claims. | | | | Florida Department of Financial Services. You can |
| According to the Insurance Information Institute, | | | | help yourself save on your Florida car insurance |
| a recent study showed that the costs of auto | | | | by shopping around. You should get at least three |
| injury claims has risen faster in Florida than the | | | | comparison quotes, and make sure you're |
| national average. Some of these costs could be | | | | comparing identical coverages.Scott Lunt is a |
| related to fraudulent medical office visits. Insurers | | | | freelance writer with over 15 years experience |
| compensate for this fraud by raising rates. | | | | writing insurance-related articles. |