| Although there are many very honest and
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| | gives them cover for things that they
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| excellent insurance companies and agents,
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| | have no use for. For example, you might
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| there are also some who want to take away
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| | get some travel insurance but end up
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| as much of your money as possible whilst
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| | paying £15 more for it because it
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| giving you little or no real cover. It is
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| | includes extreme sports cover. Many
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| important that you know about some of the
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| | insurers use the technique of including
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| various insurance scams and how to avoid
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| | everything that you may or may not need
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| them, as this will save you money and
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| | and hope that you won't query these
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| also give you the peace of mind that you
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| | items. Make sure that before you sign any
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| are covered should anything happen and
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| | agreement you look at what you are
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| you need to claim.
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| | covered for, and if there are things you
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| Misleading policies
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| | know that you do not need then get them
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| Perhaps the biggest insurance scam to
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| | removed. This may help you get a lower
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| avoid is being suckered into buying a
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| | price for your insurance.
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| policy that you do not really want or
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| | Too much small print
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| that does not give you what you have
| |
| | Another way that insurers can trick you
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| asked for. This sort of scam is often the
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| | is by putting the important issues of
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| hardest to avoid, because it is not just
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| | your insurance in the smallest print
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| a case of people tricking you on purpose.
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| | possible. These insurers hope that you
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| You can also be the victim of insurance
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| | will not read this small print or will
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| sales people who simply do not listen to
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| | overlook something that is making them
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| your needs and do not have the right
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| | extra money or leaving you without cover.
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| expertise to help you. If you are offered
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| | Again, check all of the clauses in the
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| a policy but it seems confusing or not
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| | contract, especially the small print. If
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| what you want, then do not sign for it.
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| | there is anything you do not like then
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| Claims denied
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| | get it changed or do not sign.
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| One problem that people find when they
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| | Insurance you do not know about
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| use a poor insurance company is that when
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| | One of the most frequently used ploys is
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| they need to claim back off their
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| | to sell you insurance that you do not
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| insurance their claim is denied. Some
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| | even know you are paying for. This is
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| insurance companies simply do not have
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| | usually done by lending institutions that
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| the money to pay out your claim, and hope
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| | include payment protection insurance in
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| that you will never need to claim for
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| | your loan payments without your explicit
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| such large amounts. Before buying any
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| | knowledge, meaning that you pay for
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| type of insurance make sure that you
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| | insurance that you might not want or even
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| research the insurer and confirm that
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| | need. If you get a loan make sure you are
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| they can and will pay out for eligible
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| | not paying extra for insurance that you
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| claims.
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| | do not need. If you read through things
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| Unnecessary clauses
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| | carefully and seek good independent
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| One problem that many people have is that
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| | advice then you won't be caught out by
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| they end up with an insurance policy that
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| | these insurance scams.
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