How to make secure purchases to prevent fraud

Website Security Rules of the Roadthe bottom of your Web browser window. Also,
More and more people are attracted to the easedo not provide your personal information if the
of online shopping and are spending higherwebsite address doesnt start with https (a sign
amounts. Unfortunately, the chances of becomingthat the site is using a secure server).
a victim of Internet fraud are also increasing.6. Choose only verified sellers. Check to see if the
While many e-commerce Websites are reputablevendor is a verified member of a reputable third
and have taken the necessary safety precautionsparty such as the Better Business Bureau,
to protect you, it never hurts to always proceedVeriSign, or Guardian eCommerce. These
cautiously. If you are making an online purchasethird-party sites help to ensure online consumers
consider these easy steps:will be protected when shopping or conducting
1. Use only one credit card, preferably with a lowe-commerce transactions.
credit limit, when making online purchases. Avoid7. Check that the delivery date posted is
using an ATM or debit card.reasonable. If you have not dealt with the vendor
2. Be wary of unsolicited offers by sellers. Whileon a regular basis, be wary of any Website that
the offer may be legitimate, spammers like tostates the shipment will be delayed 20 or more
use this tactic to side-step reputable sites thatdays. Delivery dates of 7-10 days are more
provide consumer protection for online purchases.common.
3. Use only reputable e-commerce websites that8. Keep a paper trail of all online transactions. Print
list a street address and telephone number inout a hard copy of the transaction and keep it in
case you need to contact them directly.a file for future reference.
4. Read the websites privacy policy. Some9. Be wary of website offers that just sound too
websites may reserve the right to sell/give yourgood to be true. The Internet is littered with get
information to a third party. Check the documentrich quick scams and false advertising claims.
to see if they allow an opportunity to opt-out ofInvestigate all claims thoroughly before proceeding.
receiving special offers from third-party vendors10. If you do not receive what you paid for, and
or for permission to share your personalthe vendor will not return your emails or calls,
information.contact your states Department of Consumer
5. Check for a lock symbol in the status bar atAffairs for further assistance.