Prevent fraud and avoid being scammed
 

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Article #285: How to make secure purchases to prevent fraud

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Website Security Rules of the Road symbol in the status bar at the bottom of
More and more people are attracted to the your Web browser window. Also, do not
ease of online shopping and are spending provide your personal information if the
higher amounts. Unfortunately, the website address doesnt start with https
chances of becoming a victim of Internet (a sign that the site is using a secure
fraud are also increasing. server).
While many e-commerce Websites are 6. Choose only verified
reputable and have taken the necessary sellers. Check to see if the vendor is
safety precautions to protect you, it a verified member of a reputable third
never hurts to always proceed cautiously. party such as the Better Business Bureau,
If you are making an online purchase VeriSign, or Guardian eCommerce. These
consider these easy steps: third-party sites help to ensure online
1. Use only one credit consumers will be protected when shopping
card, preferably with a low credit limit, or conducting e-commerce transactions.
when making online purchases. Avoid 7. Check that the
using an ATM or debit card. delivery date posted is reasonable. If
2. Be wary of you have not dealt with the vendor on a
unsolicited offers by sellers. While the regular basis, be wary of any Website
offer may be legitimate, spammers like to that states the shipment will be delayed
use this tactic to side-step reputable 20 or more days. Delivery dates of 7-10
sites that provide consumer protection days are more common.
for online purchases. 8. Keep a paper trail of
3. Use only reputable all online transactions. Print out a
e-commerce websites that list a street hard copy of the transaction and keep it
address and telephone number in case you in a file for future reference.
need to contact them directly. 9. Be wary of website
4. Read the websites offers that just sound too good to be
privacy policy. Some websites may true. The Internet is littered with get
reserve the right to sell/give your rich quick scams and false advertising
information to a third party. Check the claims. Investigate all claims
document to see if they allow an thoroughly before proceeding.
opportunity to opt-out of receiving 10. If you do not receive
special offers from third-party vendors what you paid for, and the vendor will
or for permission to share your personal not return your emails or calls, contact
information. your states Department of Consumer
5. Check for a lock Affairs for further assistance.






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