| Failure to do your homework will prove costly | | | | to date rebate information can be found on the |
| when you purchase your next new vehicle. The | | | | manufacturer web Hyundai.comAfter researching |
| internet makes all of the essential information | | | | available rebates, find the difference between the |
| accessible for free, so fire up your computer and | | | | retail and invoice price. Unless you are trying to |
| get ready to save money.If you are unlucky | | | | buy a limited production vehicle, you can usually |
| enough to be trading in your old vehicle, brace | | | | negotiate a price of a few thousand dollars below |
| yourself because it is going to be ugly. The price | | | | the window sticker. The invoice price will give you |
| dealers offer to pay is always painfully low. Don't | | | | an idea of how much the dealer paid for the car. I |
| be fooled by minimum trade promotions, they will | | | | usually push for a price that is a couple hundred |
| just charge you more for the new car to cover | | | | dollars over invoice, because I know the dealer will |
| their losses. The only way to get a fair price for | | | | have expenses to cover. The difference between |
| your trade is to sell it yourself. Here are a few | | | | retail and invoice prices can be near $5000. You |
| good web sites to sell your automobile for a small | | | | may have to visit a few different dealerships, but |
| ebay.comIf you must trade in your old car, you | | | | it is worth it. Information on invoice prices can be |
| can always find an independent appraisal online for | | | | found at the following web edmunds.comNow that |
| free. I recommend looking up a few so that you | | | | you know how much to pay for your new |
| can estimate a price range before you head out | | | | vehicle, it is time to address financing. Most |
| to make the trade. In addition to appraising your | | | | buyers need to obtain a loan and if you are not |
| trade in, these sites provide estimates of how | | | | careful, the dealer will squeeze a few thousand |
| much you could expect to receive if you were to | | | | dollars out of you here as well. With good credit, |
| end up selling it edmunds.comA fairly new subject | | | | the best deal can probably be found at your local |
| to address when preparing to purchase your next | | | | bank. Stop in and talk to a loan officer before you |
| new automobile is the rebate, incentive, bonus | | | | go to the car dealer. If you leave it up to the |
| cash, special offer or whatever they are calling | | | | dealership, they will try to push you into the loan |
| the sale this week. The rebates are a popular tool | | | | that works out best for them. That usually |
| used most frequently by American auto | | | | means a higher interest rate and payment for the |
| makers.For the consumer, an advantage of the | | | | consumer.If you have less than perfect credit and |
| incentives can be that banks are willing to loan | | | | a current auto loan in good standing call them first |
| retail price and even a little more. The sale price | | | | and ask to get pre-approved for a new car. By |
| often ends up thousands of dollars less than the | | | | using the internet, you can find banks that are a |
| retail price. So if you owe slightly more than your | | | | little more forgiving than your average local bank. |
| car is worth, you may be able to roll that | | | | Here are a few that I found during a recent |
| negative equity over into a shiny new car. I have | | | | householdauto.comIt's easy to fight the price and |
| seen rebates as high as $7000 on GM trucks and | | | | win when you know where to look. Good luck and |
| $5500 on GM cars. Whether you are upside down | | | | enjoy your new car!Jeremy Brubaker is a writer |
| in your current vehicle or not, the rebate can | | | | for |
| save you money.Don't wait until you get to your | | | | a website dedicated to helping consumers save |
| local car dealer to ask about it. I found dealers | | | | money.Feel free to reprint and distribute this |
| reluctant to admit how big the rebate should have | | | | article as you like. |
| been on my last truck. The most accurate and up | | | | |