| As is true in almost every state in the Union, | | | | save you some serious money. Ask your agent |
| Alabama requires each of its drivers to purchase | | | | how much you could save if you simply purchase |
| automobile insurance. Failure to purchase insurance | | | | (and regularly use) a simple steering wheel locking |
| - and then driving on a public roadway - can result | | | | device. There is also a relatively simple electronic |
| in fines and fees and wasted time that, ultimately, | | | | device that shuts off your fuel pump unless you |
| is more than if you had simply found and | | | | punch in a secret code or press a hidden button. |
| purchased cheap automobile insurance in the first | | | | Such devices are inexpensive and relatively |
| place. | | | | easy-to-install yourself. Talk to your agent and |
| So how do you get the best rates on automobile | | | | see what your monthly savings could be. |
| insurance in Alabama? The answer is surprisingly | | | | Check around at work as well as with any clubs, |
| simple. | | | | groups or associations you might belong to and |
| Start with your own driving record. If you want | | | | see if any of them offer a group discount rate on |
| the best rates on automobile insurance then you | | | | automobile insurance. You'd be surprised at how |
| are going to have to drive legally and safely - all | | | | common this is becoming. |
| the time. If you earn even one speeding ticket or | | | | If you are 25 years old or younger stay in school |
| other moving violation then you can't expect to | | | | and get good grades. If you can manage to |
| get the best rates on automobile insurance. | | | | maintain at least a "B" average then you could |
| If you are stupid enough and irresponsible enough | | | | save 5% each month with your Good Student |
| to drive when drunk or when impaired and you | | | | Discount. |
| are convicted of a DUI (Driving Under the | | | | If you are 55 or older ask if you qualify to take a |
| Influence) or a DWI (Driving While Intoxicated) | | | | special driver's refresher course. Not every |
| then it will be years - usually a minimum of 3 | | | | company offers this discount, but if you qualify |
| years - before you will be offered automobile | | | | and you pass the course it can save you a cool |
| insurance at anything approaching an affordable | | | | 10% per month on your insurance premiums. |
| rate. | | | | And then there's your deductible. The bigger your |
| Getting the best rates on automobile insurance | | | | deductible the smaller your monthly automobile |
| begins with your choice of car. In the eyes of | | | | insurance premium will be. Of course, you need to |
| your insurance company not all cars are created | | | | exercise caution when increasing your deductible |
| equal. Some cars cost a lot more to insure than | | | | because if you ever have a claim you will have to |
| others. If you're really serious about paying the | | | | come up with your deductible in cash. Don't |
| least amount of money possible for your | | | | promise to pay more than you can actually |
| insurance then begin by asking your agent for a | | | | afford. |
| list of the least-expensive cars to insure. | | | | Now it's time for you to go online and find 3 |
| If you can keep your car in a garage at night | | | | different websites that permit you to make quick |
| then you will save money on your insurance. | | | | and easy comparisons of auto insurance prices |
| If you can use public transportation for as many | | | | among different insurance companies. Using |
| of your "driving" needs as possible, you may be | | | | everything you have learned from this article |
| able to save quite a bit on your insurance. If you | | | | carefully enter the exact same information onto |
| can keep your average driving down to less than | | | | the form on at least 3 different comparison |
| 500 miles a month you could qualify for a Low | | | | websites. |
| Mileage Discount on your monthly premium. | | | | Now simply pick the company that offers the |
| If you have recently stopped working and you | | | | best price for the insurance you want. That's it. |
| are no longer driving back and forth to work | | | | You're done. You've done your homework and |
| everyday then you will also save money on your | | | | you've compared prices and now you've got the |
| insurance. Let your agent know about any change | | | | best rates on automobile insurance in Alabama |
| in your routine driving habits. | | | | and you'll be saving money every single month |
| Adding simple anti-theft features to your car can | | | | for a long time to come. Congratulations! |