| An announcement by one of the UK's largest | | | | roads. There are currently more than 6,000 |
| insurance providers could lead to a drop in the car | | | | speed cameras in active use. |
| insurance premiums of so called 'boy racers'. | | | | As penalty points become more widespread their |
| Swinton has revealed that drivers who have 6 or | | | | contribution to identifying dangerous motorists |
| 9 points on the licence will effectively be treated | | | | diminishes. With speed cameras trapping some |
| as having a clean record when applying for car | | | | 2million drivers each year it is becoming less |
| insurance with the provider. | | | | practical for an insurance provider to use penalty |
| Such a move is likely to see many drivers, who | | | | points when judging the risk in providing a driver |
| have penalty points, seriously consider moving | | | | with car insurance. |
| their car insurance when renewal time comes | | | | This move has opened the door for motorists to |
| around. Given how competitive the UK car | | | | be assessed more as individuals and avoid the |
| insurance market has become in recent years it | | | | routine increase in their car insurance premiums |
| will be only a matter of time before other major | | | | that result from acquiring penalty points. |
| insurance companies follow suit. This will give yet | | | | Should other insurance companies go down the |
| further options for drivers with penalty points to | | | | same route there could be a real chance for |
| make a saving on their motor insurance costs. | | | | many drivers to make a saving on their car |
| The reasoning behind the company's decision is | | | | insurance. One of the best ways for motorists to |
| based on the growing number of UK drivers who | | | | take advantages of any savings is to search for |
| have points on their licence. Some 10million | | | | cheap car insurance online. Comparing quotes |
| motorists now have their record blemished by | | | | from multiple insurance companies increases the |
| penalty points. This increase is mainly due to the | | | | chance of finding a lower premium and making a |
| growing number of speed cameras present on UK | | | | meaningful saving on your car insurance. |