| One reason car insurance prices continue to rise in | | | | the money and have a fun night. However, that |
| New Jersey as well as the rest of America is | | | | friend was never in the car, so it's fraud. |
| insurance fraud. Insurance fraud makes it | | | | How does insurance fraud affect me? |
| necessary for car insurance companies - and all | | | | As a New Jersey driver, insurance fraud affects |
| insurance companies, for that matter - to raise | | | | you when car insurance companies have to keep |
| their rates in order to compensate for the money | | | | hiking up their premiums. You end up paying more |
| being paid for illegal insurance claims. | | | | money to compensate for the crimes committed |
| You can help yourself, and your fellow New | | | | by others. |
| Jersey drivers, to keep car insurance prices down | | | | Do those who commit insurance fraud walk away |
| and help maintain cheap car insurance in New | | | | wealthier? |
| Jersey by educating yourself about insurance | | | | Well, the sad truth is that if they don't get caught, |
| fraud. | | | | they do walk away with some extra money in |
| What is insurance fraud? | | | | their pockets. However, if the do get caught |
| A person commits insurance fraud when he or | | | | committing insurance fraud in New Jersey, they |
| she gives his or her car insurance company false | | | | face losing their driver's licenses, paying fines of |
| information while filing an insurance claim. For | | | | up to $15,000 per incident, and jail time. |
| example, if you crashed into a telephone poll, and | | | | What should I do if I know of an insurance fraud |
| claimed you had a friend in the vehicle with you | | | | incident? To help keep cheap car insurance in New |
| who sustained injuries, your friend could collect | | | | Jersey, you can report any incidents of insurance |
| money from your insurance company to | | | | fraud by calling (877) 55-FRAUD. |
| compensate for the injuries. You two could split | | | | |