| There is a worrying trend increasing in the North | | | | practice has even developed a subculture of |
| of England at the moment. Cities in the North of | | | | people willing to arrange a crash with similar people |
| England are falling victim to the deceptive practice | | | | and they even signal this fact to each other by |
| of car insurance fraud. In the past car insurance | | | | tying a black ribbon to their cars! |
| fraud was trying to claim damages in an accident | | | | Blackburn and Bradford have been named as |
| that were incurred prior to the accident, sort of | | | | problem areas home to high numbers of instances |
| killing two birds with one stone. Not only did this | | | | of car insurance fraud. In Cheadle-Hulme, south of |
| practice cheat people and insurers out of money | | | | Manchester, there were sections of the A34 |
| but also had a knock on effect on car insurance | | | | bypass that motorists and businesses operating |
| premiums. | | | | nearby were warned about as there were |
| Insurance Fraud dates back all the way to Ancient | | | | fraudsters who had cars containing small children |
| Greece where people used to purposely sink | | | | and family members all packed into a car which |
| ships, it then spread to England and North | | | | had its brake light bulbs removed. There were a |
| America. With the arrival of the car, car insurance | | | | spate of reports that these drivers were braking |
| fraud has become a worryingly large problem for | | | | suddenly near roundabouts and getting into car |
| many authorities and makes insurer's jobs harder | | | | collisions. |
| to decide whether a claim is legitimate and can | | | | To further the windfall these people then go on |
| delay pay outs for legitimate claims. | | | | to claim personal injuries such as whiplash. These |
| The trouble is that Car Insurance fraud has | | | | despicable actions do nothing but punish the |
| evolved and is now even more sneaky and | | | | innocent sensible drivers and can put them in |
| life-threatening. Some reckless drivers will pull out | | | | danger too in cases like those mentioned |
| in front of innocent motorists and brake hard, | | | | previously. It's practices like these that increase |
| causing the driver behind to invariably crash into | | | | car insurance premiums for everyone just as |
| the car in front and require an insurance claim. | | | | much as uninsured drivers. So be careful when on |
| This is a very dangerous practice as it can cause | | | | the road and always keep a safe distance from |
| serious injuries or even death for the unwitting | | | | the vehicle in front. |
| drivers who fall victim to this scheme. The | | | | |