| New York tends to have some of the highest car | | | | keep the costs of claims down.New York |
| insurance rates in the nation. If you just moved | | | | continues to work on reducing the opportunities |
| there or are just shopping for New York car | | | | for insurance fraud in the state. Additional |
| insurance, you may be surprised. Why is it so | | | | legislation aimed at curbing fraud at medical clinics |
| high?One of the reasons has been the high | | | | has reduced the overall losses to insurers in |
| incidences of auto insurance fraud in New York. | | | | recent years in New York. Consequently, New |
| Especially just a few years ago. "Staged" crashes | | | | York car insurance rates have dropped slightly in |
| were common. These would lead to lawsuits and | | | | the last couple of years.This is good news for |
| a high rate of claims. Additionally, according to the | | | | New York drivers. Hopefully the amount of fraud |
| Insurance Information Institute, New Yorkers | | | | will continue to decrease and car insurance |
| don't experience any higher rates of bodily injury | | | | companies will continue to drop their rates.You |
| than other states. However, costs of claims for | | | | can help by reporting any incidents of insurance |
| medical care are a lot more expensive -- indicating | | | | fraud to the New York State Insurance |
| fraud at the clinic-level. Insurers compensate for | | | | Department. You can help yourself save on your |
| this fraud by raising rates. Everybody pays for | | | | New York car insurance by shopping around. You |
| the actions of criminals.New York is one of the | | | | should get at least three comparison quotes, and |
| states that has a no-fault auto insurance law. This | | | | make sure you're comparing identical |
| means that if a motorist wants to sue for injuries | | | | coverages.Scott Lunt is a freelance writer with |
| or pain and suffering, there are certain thresholds | | | | over 15 years experience writing insurance-related |
| that need to be met. This law is designed to help | | | | articles. |