| Red Flags | | | | about ay repairs facility which makes referrals to |
| In California, auto insurance fraud historically has | | | | legal or medical offices. |
| appeared in different forms. The very common | | | | Automobile accidents - Fraud are usually organized |
| ones are related to automobile property, and | | | | auto accident rings. Accidents which are staged, |
| automobile accidents. | | | | that are not accidents at all usually come in |
| | | | different schemes, which includes: |
| 1. Reporting automobie parts missing or damaged | | | | 1. Stopping suddenly without any real reason. |
| when they are in good conditions, even before | | | | 2. Purposely neglecting the right-of-way. |
| the vehicles is brought for repairs. | | | | 3. Reportig a claim list of passengers who were |
| 2. Overestimating or declaring an excessive final | | | | not present at the accident schene. |
| cost after repairs. | | | | 4. Giving a list of witnesses who were not |
| 3. Charging for automobile repairs not authorized. | | | | present at the accident schene at all. |
| 4. Using aftermarket parts, and billing for brand | | | | 5. Claiming excessive injuries compared to |
| new parts. | | | | automobile damage. |
| 5. Dents pounding or charging for genuine | | | | 6. Previous damage to the other vehicle |
| automobile parts using bondo. | | | | California auto insurance companies has advised |
| 6. Giving a false report about vandalism or stolen | | | | customers of cautiousness of any unrequested |
| automobile so as to collect insurance monies. | | | | referral to a shop, body, medical office or legal |
| California auto insurance companies have been | | | | office. These cappers and organized accident rings |
| trying to stop such auto insurance fraud. | | | | usually request a group of people in the |
| Importance is placed in the customer in carefully | | | | participation of this accidents creation. Usually |
| reviewing all paper work received from repair | | | | these accidents are only seen on paper and are |
| shops, so as to be protected aginst auto | | | | known as paper accidents, without the |
| insurance fraud. Also, California auto insurance | | | | involvement of innocent parties. |
| companies have advised consumers to be careful | | | | |