| Introduction - Today we read about a large | | | | expensive real estate in your own name, boats, |
| number of people from a variety of different | | | | planes, bank accounts etc? Nothing is different. |
| countries going offshore. By going offshore we | | | | People with large amounts of assets are a target |
| mean opening offshore bank accounts, forming | | | | and they have every right to keep there financial |
| offshore companies and offshore foundations in | | | | affairs as private as possible and in many |
| tax haven countries. Some are even opening | | | | countries it is essential to their health.3) Kidnapping |
| offshore stock trading accounts. This sort of | | | | - In many countries kidnapping victims are |
| activity and gets a lot of people wondering why all | | | | selected based on real estate holdings. The |
| this sudden excitement over offshore banking and | | | | advantages to putting real estate in the name of |
| offshore corporations. We'll try to provide some | | | | an anonymous Panama bearer share corporation |
| answers.Taxes - Most people think the rush to go | | | | are obvious. When people look up the real estate |
| offshore is to avoid taxation which would in their | | | | they can not tell who the natural persons are |
| minds explain why most are going to tax haven | | | | behind the corporation that owns the real estate. |
| countries to form their offshore corporations and | | | | In Panama the owners of the stock of a bearer |
| open their offshore bank accounts. A tax haven | | | | share corporation do not appear in any public |
| country is a country where offshore derived | | | | registry or database. When it comes time to sell |
| income is not taxed. The jurisdiction will usually | | | | the real estate the corporation that owns the real |
| look towards taxation on imported goods to | | | | estate is sold, not the real estate. This prevents |
| derive their tax base. Generally a tax haven | | | | would be kidnappers from following real estate |
| jurisdiction such as Panama will also not have any | | | | sales reports to look for potential victims thus |
| capital gains tax, no inheritance tax and corporate | | | | protecting the subsequent owner. The same |
| taxes are generally fixed in the form of a few | | | | applies to the ownership of a yacht or an airplane. |
| hundred dollars that is paid each year as the filing | | | | Another popular method of determining who is a |
| fee for the corporation. Some countries allow | | | | good kidnapping victim is to have a bank |
| people to earn money when offshore or out of | | | | employee on the payroll who scours through the |
| their country tax free and other countries allow | | | | files at the bank finding wealthy people for you. If |
| for partial exemptions and others offer no break | | | | you live in one country and bank say in Panama |
| of any sort. We do feel that people are going | | | | this doesn't work very well since the kidnappers |
| offshore for reasons other than tax avoidance or | | | | would need to cultivate bank employees in |
| minimization. We often see large corporations are | | | | Panama who could isolate victims for them in their |
| shifting their activities outside of their home | | | | own country. This narrows the field quite a bit |
| country for reasons other than taxation although | | | | especially when you take into account that in |
| taxation is probably in there as a determining | | | | Panama a bank employee is risking a felony to |
| factor as well. Their operating expenses are so | | | | violate bank secrecy which is far from the case in |
| high there is precious few net profit dollars left to | | | | many other countries that routinely complain |
| be taxed. These companies are trying to stay | | | | about bank secrecy and offshore jurisdictions.4) |
| competitive in their market and are choking on | | | | Identity Theft - Of course the prime identity |
| the expenses associated with employee wages, | | | | theft target is one who has wealth and thus is |
| employee benefits, employee medical plan | | | | capable of carrying large amounts of credit. With |
| premiums, litigation insurance premiums, | | | | generally non existent bank privacy let alone |
| discrimination lawsuits, unjust termination lawsuits, | | | | secrecy in many countries scoundrels are free to |
| retirement benefits, disability insurance premiums, | | | | roam through credit reports with bank details, |
| unemployment insurance premiums, and standards | | | | credit card details etc and plan a devastating |
| for health and safety imposed by their respective | | | | identity theft attack. These crooks even order |
| governments in the workplace which then brings | | | | private detective reports on their victims to really |
| us to high costs associated with office space. Few | | | | learn as much as they can about them. Of course |
| if any of these expenses follows the large | | | | the public records databases are all too |
| corporation when they move offshore. Taxes | | | | accommodating providing details like drivers license |
| tend to come into play but that is only one small | | | | records, who owns the loan on their house, cars, |
| piece of the equation.Today we see a large | | | | boats etc, what credit cards they have and so |
| amount of phone rooms coming to Panama. | | | | forth. Credit bureau secrecy is non-existent as |
| These are usually not new jobs being created; | | | | evidenced by the vast amount of identity theft |
| they are jobs moving to Panama from other | | | | and credit card fraud. Offshore banks in Panama |
| countries. These jobs are generally customer | | | | and other offshore privacy jurisdictions due to |
| service jobs, support jobs and soft sales jobs | | | | bank secrecy do not report to any credit bureaus. |
| where the salesperson offers more explanation | | | | If you do not need credit why have regular credit |
| than sales pressure. The companies tend to save | | | | cards. Use offshore bank debit cards that just |
| in many ways enabling them to be competitive | | | | sweep the money directly out of your bank |
| and offer a competitive level of service to their | | | | account and thus you stay private with how |
| customers. Of course the effect of companies | | | | much you spend and how much credit you have |
| moving from the large North American and | | | | not appearing in any credit reports. The history of |
| Western European countries is damaging to say | | | | your purchases would also be immensely harder |
| the least to those economies they are departing | | | | for say a private detective to get from an |
| from.Privacy Concerns - Let us look at some of | | | | offshore bank; they seem to have no trouble |
| the reasons why people move their assets to an | | | | getting this date from regular banks in many |
| offshore tax haven that is also a privacy haven | | | | countries.5) Frivolous Litigation - In many countries |
| like Panama.1) Tax Haven Status - These people | | | | lawyer can operate on contingency and like to |
| already under the burden of taxation from many | | | | sue those who have deep pockets. The best way |
| of their home countries do not want additional tax | | | | to see how deep persons pockets are is to run |
| burdens. Contrary to popular belief most of the | | | | an asset check on them. If their assets are all |
| money moving offshore has already been taxed | | | | private like they bank in bank secrecy jurisdictions |
| by the various home countries and if there are | | | | like Panama, have real estate owned by |
| additional taxes it would be too burdensome. They | | | | anonymous Panama Foundations or anonymous |
| want to be free of additional taxes.2) Privacy - | | | | Panama Corporations then the asset check will |
| People like to be as private as possible in their | | | | come back low on assets, probably too low to |
| financial affairs. How many of you would stroll | | | | invest a lot of time and money in frivolous |
| through any major city of the world today openly | | | | litigation. This also keeps the persons assets free |
| displaying a solid gold Rolex full of diamonds along | | | | of pre-trial attachment which is a favorite trick of |
| with a nice large diamond ring? Not too many! | | | | unethical attorneys that is allowed in most of |
| Why? Because you do not want to run the risk | | | | these non-privacy jurisdictions.6) Privacy - Some |
| of becoming a victim of robbery or assault. So | | | | people just want to keep their affairs private and |
| what do you think is different about having | | | | they should be able to do just that. |