| As a college student, you have enough problems | | | | hear it clearly |
| to worry about, like deciding whether to sign up | | | | Paper |
| for a 7 a.m. class, getting that research paper | | | | Keep copies of your receipts in a safe place |
| done on time and catching a ride home for the | | | | Make sure you read the receipt carefully before |
| holidays. The last thing you want to worry about | | | | signing it |
| is credit card fraud. | | | | Read all credit card applications carefully (See if |
| But alas, credit card fraud is on the rise, and | | | | they offer credit card fraud protection) |
| millions of people and companies are losing money | | | | Shred all credit card applications you receive if |
| left and right because criminals are illegally charging | | | | you aren't going to apply |
| money onto YOUR card! So how can you protect | | | | Shred all credit card receipts before you throw |
| your credit card? Just follow these easy steps: | | | | them away |
| Online Use | | | | Open bills right away and make sure there are no |
| Keep a copy of an online receipt or confirmation | | | | bogus purchasesHere also a few more general |
| in a safe place | | | | tips about protecting your credit card: |
| Research the legitimacy of a company and see if | | | | Sign your credit cards as soon as they arrive |
| they provide credit card fraud protection before | | | | Never write your PIN number on your credit card |
| buying anything from them | | | | Keep your credit cards in a separate |
| Delete any emails that may have your credit card | | | | compartment in your wallet |
| information in them | | | | Don't lend your credit card to anyone unless you |
| Update your credit card information online if it is | | | | completely trust them |
| saved on certain sites | | | | Destroy any unused credit cards |
| Phone | | | | Cancel a credit card immediately if it is lost or |
| Keep copies of your phone bill (paper or | | | | stolen |
| electronic) in a safe place | | | | Along with following these easy steps, you can |
| Verify any calls asking for your credit information | | | | also learn about managing your credit. Then you |
| (Most legitimate companies won't ask for it on the | | | | can stop worrying about your credit card and |
| phone) | | | | start thinking about your future! |
| Verify the price of a transaction if you did not | | | | |