| Sooner or later you will most likely be involved in | | | | company. Afterwards, listen to the recording and |
| some type of traffic related accident. When that | | | | take notes from it. |
| happens, you will have to deal with your insurance | | | | Save all of your receipts for expenses related to |
| agent, and the agents of the other people who | | | | your insurance claim. This would include any repair |
| are involved in the accident, too. Now is the time | | | | work that you have done on your vehicle. If you |
| to learn all you can about car accident claims. | | | | have any medical expenses due to injuries |
| The first place you should call when you have an | | | | sustained in the accident, keep those receipts, too. |
| accident and all of the injured are taken care of is | | | | When you talk with the insurance investigators, |
| your insurance company. Let your agent know all | | | | always be honest and above board with them. Be |
| about the accident and whether or not there | | | | aware of the fact that they will be looking for |
| were any injuries. Give him as many details as | | | | reasons to declare your claim fraudulent. If you |
| you can. | | | | are truthful, they won't be able to do that. |
| If you are uninjured, write down as much about | | | | Never tell anyone you were liable for the accident. |
| what happened as you can. Talk to the other | | | | Whenever anyone asks you questions, be |
| driver and record all of the information about his | | | | straightforward and give them the facts. Don't |
| vehicle. You will also need, his driver's license | | | | give anyone your opinion. You have no |
| number, his phone and his address. | | | | responsibility in determining the liability in the |
| If you have any way to take pictures of the | | | | accident. That is the reason the insurance |
| accident, by all means do so. It is especially | | | | investigators are asking questions and gathering |
| important to take pictures showing how the | | | | information. They will determine who is liable. |
| accident happened and the damage that was | | | | If you have any health insurance policies, read |
| done to the cars involved. If you can, take | | | | over them to see if they cover injuries from car |
| pictures of the injured, too. | | | | accidents. You can file a claim with them, too, if |
| Make it a point to talk with anyone who saw the | | | | they do. |
| accident happen. Get their names, addresses and | | | | After the accident, read over your insurance |
| phone numbers. You may need this information to | | | | policy and find out the time frame your insurance |
| prove your insurance claim. The witnesses can, | | | | company gives for filing claims. In order for your |
| also, be called to testify if the insurance company | | | | claim to be valid, it must be filed within the |
| decides to dispute your claim. | | | | correct time period. |
| If you have access to some type of recording | | | | Read over your insurance policy every few |
| technology when the accident happens, record | | | | months so that you are familiar with its terms. |
| everything that is being said. Do the same when | | | | You need to know what it covers and what the |
| you have to talk with the insurance investigators | | | | company requires of you. If you do that regularly, |
| from both your company and the other person's | | | | filing car accident claims won't be a problem. |