| Over recent years credit card fraudsters have | | | | For example, one recent case has been highlighted |
| been looking at different ways to try and obtain | | | | in credit card guides. Some people have been |
| the card details of people, and those that are | | | | receiving emails claiming to be from HM Revenue |
| handed the details on a plate by the cardholder | | | | and Customs, and the email states that they are |
| are able to access their accounts, take their | | | | entitled to a tax refund. However, the email also |
| money, and steal their identity. | | | | asks for their credit card details. It claims that the |
| This is why people are continually being urged not | | | | tax refund will be provided through the |
| to give out their credit card details to anyone that | | | | customer's credit card account, and some |
| asks, no matter where they claim to be from. | | | | cardholders have fallen hook, line, and sinker for |
| However, many cardholders still give out this | | | | this scam, enabling the fraudsters to take their |
| information in response to phone calls, letters, and | | | | money. |
| emails, and many end up becoming the victims of | | | | The Institute of Chartered Accountants has been |
| card crime. | | | | issuing warnings about these fake emails, which |
| Often these fraudsters will target more vulnerable | | | | are being sent to consumers in England and |
| cardholders who are more likely to give away | | | | Wales, warning people not to provide their card |
| their details without thinking about the | | | | details in response to the email. |
| consequences. And quite often the fraudsters | | | | Banks and agencies have always said that they |
| manage to get the card details with the promise | | | | never phone or email consumers asking them for |
| of cash for the cardholder at the end of it. | | | | their credit card account details, and any such |
| This is something that cardholders are urged to | | | | phone call or email should be treated with the |
| think carefully about - it is important never to | | | | utmost suspicion. |
| give out your details in response to an email, | | | | While you can make sure you compare credit |
| letter, or unsolicited phone call because no matter | | | | cards and choose a high fraud protection and |
| who the caller or writer claims to be you never | | | | security credit card, you still need to do |
| actually know who you are giving those important | | | | everything you can to prevent fraud from |
| card details to. | | | | happening. |