| How have I been able to avoid foreclosure and | | | | stop foreclosure and stay in you home for a very |
| stay in my house for over 18 months without | | | | long time, and I mean even up to twenty or |
| making any mortgage payments? First, in order | | | | more months, without making any monthly |
| to avoid foreclosure it is extremely important to | | | | mortgage payments. |
| know how to talk to your lender. I get outraged | | | | One of the main reasons that homeowners keep |
| when I see families losing their homes to | | | | losing their homes is just because they do not call |
| foreclosure in just about two to three months | | | | their lenders when they get the foreclosure |
| after they missed the first monthly mortgage | | | | notice. They freeze and paralyze themselves. And |
| payment. | | | | when they do call, they often end up not |
| Homeowners who get behind in their mortgage | | | | qualifying for a payment plan arrangement, and |
| payments tell me all the time, they called their | | | | then they just let their homes go to foreclosure. |
| Lenders and were told they did not qualify for | | | | Often homeowners think that just by calling their |
| any payment plan arrangements, and they tried | | | | lenders and ask for a new repayment plan they |
| to work with a Counseling Agency and they were | | | | will automatically get it. Nothing is further from the |
| rejected as well, now they are going through the | | | | truth. It does not work that way. Most of the |
| foreclosure process. | | | | times when you call your lender to work out a |
| If you only knew what to do when facing | | | | repayment plan, you will be rejected. If you have |
| foreclosure, how to talk to your lender, how to | | | | tried it, then you already know that. I know this |
| deal with Financial organization, how do they work, | | | | first hand, since I have been fighting foreclosure |
| among other things, what to do in certain | | | | since March of 2007. I have been there, I have |
| situations, you would definitely be able to avoid | | | | done it myself and I was rejected myself many |
| foreclosure and stay in your home for a very | | | | times. I have been through everything you can |
| long time. That is a fact. | | | | think of. |
| I am not talking about just getting a payment | | | | One thing I learn is that just because you can not |
| plan arrangement from your lender and start | | | | afford regular mortgage monthly payments you |
| making those payments faithfully in order to stay | | | | have not other choice than to let your house go |
| in your house and avoid foreclosure. I am talking | | | | to foreclosure. Even if you have not income at all, |
| about the possibility to stay in your house for | | | | I assure you, you still have options. I am real |
| over a year or a year and a half without making | | | | proof of that. |
| any monthly mortgage payments. This is | | | | You can not just give up. You have to fight, take |
| important since the reality is that, as the | | | | action. The good news is that you can do it all |
| economy goes downhill; most homeowners can | | | | yourself. You do not have pay anybody or any |
| not afford anymore the mortgage payments | | | | institution for their service to help you fight |
| they once agreed to, let alone new rate | | | | foreclosure, but you need to know what to do |
| increased, higher mortgage payments. | | | | and how to do it in order to do it successfully. To |
| The point here is, believe it or no, that by talking | | | | find out more, visit my website. There I will |
| to your lender and using some techniques and | | | | explain everything about avoiding foreclosure in |
| implementing certain strategies you can easily | | | | more details. |