California Auto Insurance - Could New Fraud Arrests Lead to Higher Premiums?

California car drivers beware - authorities haveThough the California Department of Insurance
recently arrested Leandra Delgadillo of CanyonInvestigators is keen on ensuring all providers in
County for automobile insurance fraud accordingthe state are legal and properly certified there is
to the Insurance Journal. Leandra, 32, has allegedlyno way to offer a 100% guarantee that they can
been providing fake auto insurance certificates toensure that sort of fraud is not happening
car dealers from March 2007 through May 2008,elsewhere. So how can you help protect yourself
collecting the premiums for herself as she is not aand make sure that you are properly covered
licensed insurance broker. If convicted she couldwhen you purchase insurance for your vehicle?
face up to two years in jail and is currently beingThankfully today there are a number of ways
held on $20,000 bail.you can research this information, including using
Though the California Department of Insurancethe internet to your advantage. A number of auto
Investigators is still investigating the case theyinsurance search engines can help provide you
report the she has collected over $5,000 inwith useful information on both legally registered
premiums from owners of two used carcompanies and insurance quotes in your local area.
dealerships in the San Fernando Valley. Delgadillo'sThough it may sound bad to be suspicious of
alleged scam was discovered when a victimyour providers additional research can never hurt.
sought to confirm their insurance policy with theWhen looking for a provider, make sure that they
agent listed on the certificate only to be informedcan cover a few of the basic needs that you
that the policy did not exist. Thankfully thishave and that they are properly certified with the
happened before any incident requiring a claimstate. When doing your research you may even
needed to be filed.find providers some providers that can offer you
This can throw up some red flags for drivers inbetter services at cheaper rates and can help you
the California area and begs the question: howsave money in both the short and long run.
sure are you about your own auto insurance?