| When you're on the road, several of your fellow | | | | get into an accident and you are found to be at |
| motorists are looking to make a quick buck by | | | | fault, your insurance premium may go up. |
| scamming your insurance company. While this | | | | Depending on what the other driver claims, your |
| may seem like a tall task, it can actually be | | | | premium could increase even more. Some of the |
| accomplished quite easily. Most instances of car | | | | things insurance scammers tend to claim are: |
| insurance fraud involve a motorist intentionally | | | | - Personal injury and medical bills |
| causing an innocent driver to crash into his or her | | | | - Car repairs |
| car so that he or she may make an insurance | | | | - Rental cars |
| claim. | | | | - Lost wages |
| Since the objective of insurance scammers is to | | | | In many cases, it can be hard to prove fraud |
| collect on your insurance policy, they will trick you | | | | since many insurance scammers have phantom |
| into colliding with them. Though they caused the | | | | witnesses to testify against you. A phantom |
| accident, it may still be considered your fault since | | | | witness is a person who works in conjunction with |
| your automobile is the one that initiated contact | | | | the insurance scammer and was not at the scene |
| with the scammer's automobile. | | | | of the crash but claims to be and says you were |
| Most of the schemes scammers employ are quite | | | | responsible for the crash. |
| simplistic; many of them involve braking suddenly | | | | Unfortunately, you can also suffer serious injury in |
| to cause the motorist behind them to crash into | | | | an insurance fraud case. Just because you are the |
| them. Some methods involve waving a driver into | | | | one who crashes into the other car doesn't mean |
| a queuing line of traffic, then speeding up and | | | | that you are less likely to get injured. You may |
| hitting the driver and denying having waved in the | | | | suffer whiplash, broken bones, or something even |
| police report, making the other driver at fault. | | | | more serious. In these cases, when you think |
| Fraudulent claims can be quite costly not only to | | | | fraud may have been involved, getting a personal |
| your insurance company, but to you. When you | | | | injury lawyer is in your best interests. |