Fraud Prevention - The Most Cost Effective Way to Reduce Losses

Create & Maintain an Appropriate CultureIn order to assess the risk of fraud a company
Culture is important in any organization but tomust understand and identify the source of their
have the appropriate attitude of honesty and highrisks. By creating a process to identify the most
ethical standards is important to prevent fraud.important risks they are able to design effective
Management must demonstrate this model bycontrols to mitigate the risk. Using internal controls
providing a tone at the top emphasis on thiswill have a two fold effect of prevention and
culture. After setting the tone, management mustdetection of fraud by having alert procedures in
follow up on this commitment by hiring the rightplace.
people for the job and ensuring that their hiringOne of the most effective internal controls can
policies are effective at eliminating those peoplebe your other employees. By creating a system
that do not meet the standards set by theof monitoring others work and segregation of
culture. The hiring process should entail someduties, management is able to provide a means of
form of background check in order to gatherpreventing fraud while establishing a
some information about their past ethical behavior.communication channel to report suspicious
After acceptance of new employees,activity. Sarbanes Oxley (SOX) has made this a
management should clearly communicate theirrequirement for public companies in that
expectations and require written confirmation of amanagement must create a system to provide
mutual understanding of these expectations.whistle blower protection for those that
Methods of Establishing Ethical Corporate Culturecommunicate that fraud is going on. SOX also
1. Code of Conduct - Should identify values andprohibits retaliation against employees who use
ethics expectations of the company. They arethe system to report questionable behavior. If the
most effective when supported by managementcompany violates these requirements it is subject
and placed in sight of employees.to a lawsuit by the employee.
2. Training - On going updates throughout aLastly, the most important control that public
employees time helps reinforce managementscompanies must submit to is having an
demand for ethical behavior.independent audit by an accounting firm. Although
3. Consistent Punishment - Violators of Code ofthese firms are unable to test all transactions
Conduct must be handled per the expectationsmade by the company, by using statistical
set and done so in a timely manner. It issampling they are able to address which accounts
necessary to enforce the rules to ensure thathave the most significant risks therefore they can
other employees see management as taking itrequire more testing of those accounts. These
very seriously.firms also test their company's' controls for
Assessing the Risk of Fraudmaterial weaknesses. If a company is found to
Organizations can proactively eliminatehave a material weakness they must fix the
opportunities to commit fraud by frequentlycontrols or will be issued a qualified opinion of their
assessing the risks and developing mitigation plans.financial position.