Identity Thieves Targeting Online Classifieds

Unfortunately, popular online classifieds websitesnecessary financial transactions. Many victims are
has become a launchpad for criminal activity.foolish enough to provide account numbers or
Everything from online affinity or advance feeother personal identifying information. Second, the
scams to baby killers have hampered thescammer is setting up an affinity, or advance fee
mediums reputation.scam. In such a con, the scammer mails you a
For example, scammers copy online classifiedscheck. You deposit this check in your bank
verbatim, except for the contact information,account, and it temporarily clears. In that limited
which they replace with their own, and the price,window of time, the scammer will request that
which they reduced by half. The scammer, thenyou return some or all of the money. He may
claims to be the property owner, informsclaim to have changed his mind about renting or
potential renters that he is in Austria, and instructsbuying from you, or that he accidentally made the
them to drive by the apartment, and to send himoriginal check out for more than the agreed upon
a deposit check if they liked the look of the place.sum. So you wire the money back. Within a day
Here is an example of what a scam email looksor two, the bank calls to let you know that the
like:original check was counterfeit. So you've lost the
Subject: RENTAL INQUIRY!!hope to hear frommoney you wired to the scammer.
you soonHow can you protect yourself from scams like
Hello,this, or other scams that take advantage of
Let me know if the room/apt you advertiseonline classified ads? Use common sense, be
online is still available and let me know if you cansmart, and pay attention. If you do that, you
accept certified cashier check as mode ofwon't fall for these types of cons.
payment..And the last price for the space.When we were young, our parents told us not to
I'm presently in Belgium.I will be comingtalk to strangers. Strangers are not yet part of
immediately the place is vacant for me to moveour trusted circle. So don't trust them! There's no
in.But the issue is that because of the distance ibenefit to paranoia, but being a little guarded can
wont be able to come to see the place.Meanwhileprevent you from stumbling into a vulnerable
let me tell you a ill about myself..I don't smokesituation. Since predators use online classifieds to
and I don't have boyfriend.Am Sarah Smith andlure unsuspecting victims, you should find out as
my nick name is SERA and am 26years old i lostmuch as possible about strangers who contact
my dad some years back when i was young soyou. Use Google or to investigate names and
my mom had to remarry so she married to Mremail addresses.
Scott Michael who is my step dad now..He hasWhenever possible, deal locally. People who cannot
been the one who has been taking care of me allmeet you in your town are more likely to be
this while i believe he is a God sent to me cux iscammers. And even when you do meet in
have never regretted moment with him..Things iperson, you should be wary.
like are as follows reading,swimming and chattingNever engage in online transactions involving credit
with people around me and also make themcards, cashier's checks, money orders, personal
happy..I have always been thinking of how i willchecks, or cash, that require you to send money
affect peoples life positively by making donationsto a stranger in response to money they have
to the less privileges cus when i looked at mysent you. This is an advance fee scam.
pass when i lost my dad from the story myBe smart. Don't disclose your financial information,
mom told me..I noticed it is not easy for peopleincluding account or Social Security numbers, for
that as no parent.Well i hope when we meet inany reason. Scammers will say anything in order
person you will know more about me..Meanwhileto get this information.
my step dad will need the followings to makePrevent check fraud. When sending checks in the
payment to you ASAP..mail, you want to prevent "check washing," which
1. Your name and surname.occurs when they recipient alters the name of
2. Address in full with the zip code..the payee and increases the dollar amount,
3. I will need your phone numberdraining your checking account. Something as
I wait to have this information from you so thatsimple and inexpensive as a select uni-ball pen can
my step dad can make payment for the rentalhelp. These pens contain specially formulated gel
fee and security deposit in advance ... I Await toink that is absorbed into the paper's fibers and
hear from you....can never be washed out.
Hope to hear from you pretty soon.Secure your PC. Make sure your PC is protected
Thanks, SARAHwith anti-virus software and all your critical
It's easy to dissect this scam. The person whosecurity patches in your operating system are up
sent this email has two goals. First, the scammerto date.
wants to build a relationship with his or her mark.Protect your identity. You can't prevent all forms
He or she provides a (horribly written) story in anof identity theft. However you can significantly
attempt to establish trust. The victim is thenreduce your risk by making a small investment in
more likely to fall for the scam, following theyour personal security by investing in Identity
scammer's instructions and conducting theProtection.