New York Insurance Fraud

 vary as following. If in addition to the generic act
New York Insurance fraud is a broad term thatof insurance fraud the person wrongfully obtains
includes numerous acts the law considers illegal.property with a value of more than $1,000, it is
And yes, all of them are related to stealing frominsurance fraud in the fourth degree is a class E
insurance companies. Insurance fraud in New Yorkfelony. $3,000 makes it insurance fraud in the
and virtually all other states are probably thethird degree is a class D felony. $50,000 means
most commonly prosecuted white collar crime.insurance fraud in the second degree is a class C
Recent legislation and general policy of insurancefelony, and, finally, stealing a million dollars will
fraud crackdown changes released state and localmake one guilty of insurance fraud in the first
prosecutors and investigators after unexpectingdegree, a class B felony.
(and expecting) insurance fraudsters. InsuranceA person who commits a fraudulent insurance
fraud prosecutions and indictments statewideact, and has been previously convicted within the
have dramatically increased as the result.preceding five years of any insurance fraud crime
Unfortunately, many individuals accused ofis automatically guilty of aggravated insurance
insurance fraud in New York are not even awarefraud in the fourth degree is a class D felony.
what it is they’ve done wrong. This articleInsurance fraud investigation normally takes time.
provides some basic information on what is NewPolice rarely arrest people suspected of insurance
York insurance fraud.fraud without warrant and some investigation.
New York insurance fraud lawyers are busyWhen an investigation is underway, the suspect
defending people against charges of healthwill receive a letter or a telephone call from an
insurance fraud, auto insurance fraud, Medicaidinvestigator. The person’s actions at that
fraud, unemployment benefits fraud, and welfarepoint may determine the outcome of the case.
fraud. So, what is fraud? In short, under sectionThe worst that can be done is voluntary
176.05 of the New York Penal Code, a fraudulentsubmission of any information to the investigators
insurance act is intentional and deliberatewho are trained in gathering incriminating
submission of an insurance application to aninformation and building cases against suspects.
insurance carrier or its agents. Fraudulent meansThe better way is to talk to an attorney
either submitting false information or concealing,immediately and protect your rights. Investigators
for the purpose of misleading, informationwill not question persons who wish to consult an
concerning any material fact.attorney. An experienced New York insurance
There are several degrees of New Yorkfraud lawyer, if timely retained, may mitigate
Insurance fraud. A default New York insurancefuture damages and in some cases even convince
fraud charge is insurance fraud in the fifth degree,prosecutors not to proceed with the case.
a class A misdemeanor. All subsequent degrees