| Americans are in the middle of something strange | | | | There are almost 40 ways of avoiding the big F, |
| to most all of us. We are in the middle of a huge | | | | but most people only know two of them. Before |
| financial crisis. In terms of a major financial crisis, | | | | you can approach your lender, you need to know |
| the only thing that even comes close was the | | | | who & what to ask for and then you need |
| great depression and most of us were not alive | | | | to know how to negotiate your way through the |
| to witness it firsthand. | | | | process. |
| Our current housing crisis has led way to the birth | | | | Just a few of the alternative are (including, but |
| of many, many new companies designed to help | | | | not limited to): |
| prevent foreclosure and / or settle your credit | | | | - A loan mod (you can EASILY DO THIS |
| card debt or modify your loan. | | | | YOURSELF TOO). |
| The dirty little secret about preventing foreclosure | | | | - Forbearance agreement. |
| that the loan mod companies do not want you to | | | | - Short sale. |
| know is that it is relatively easy to do on your | | | | - Sell your property to a real estate investor that. |
| own. All you need is a little help to guide you | | | | Many are experts at negotiating short sales. |
| through the process. | | | | - Work out plan. |
| Another dirty little secret is is that there are | | | | - Refinance under the FHA plan as set forth in the |
| dozens of options that can help you prevent | | | | bailout plan. |
| foreclosure. The banks generally do not share this | | | | - And on and on. |
| info with you. Right now, they are so inundated | | | | There are nearly 40 ways to save your home |
| with phone calls that they do not take time to | | | | from the big F. Bankruptcy or foreclosure should |
| counsel you as to your options. | | | | be your last option. |