| The current financial crisis has affected | | | | is that discount cards are not a synonym with |
| everyone's pockets. Thousands of people got laid | | | | health insurance. In many cases, these discount |
| off and prices skyrocketed. This includes private | | | | cards are marketed as insurance plans, but the |
| health insurance premiums, which are becoming | | | | truth is that discount cards will not cover for |
| more and more expensive by the hour. On top of | | | | medical claims, thus they cannot be qualified as |
| that, if you have a pre-existent condition, getting | | | | medical insurances. |
| an insurance plan may not even be a possibility | | | | So, how can you avoid becoming a victim? Do |
| for you, and if it is, you'll find that premium rates | | | | your research and check the company or agency |
| are really steep. | | | | who is selling you the plan. When deciding on |
| Given this situation, the so-called health care | | | | getting a private health insurance plan, take your |
| hucksters found a niche for their scam. Anybody | | | | time, double check and verify all the information |
| can be a victim, so it is important that you are | | | | they give you. Do not trust any salesperson who |
| well-informed on the subject. What they do, is | | | | encourages you to you make a quick decision. |
| offer a back door for those who cannot afford a | | | | Whether we are talking about a fake insurance |
| health insurance plan. And those who are not | | | | plan or a misleading discount card fraud, it is |
| typically accepted by the insurers can be a victim | | | | important that you check directly with the |
| too. | | | | provider, to make sure that you will receive the |
| These hucksters offer unbelievably affordable | | | | benefits that these companies are offering you. |
| insurance health plans. They collect the premiums | | | | Also, do not trust insurance plans that are |
| for their participants monthly, but fail to provide | | | | advertised through e-mail, faxes, or pop ups. |
| any type of coverage. People, unaware of this, | | | | Never give your debit or credit card information, |
| end up uninsured and with tons of medical bills to | | | | until you are sure that you are working with a |
| pay for. Of course, if they resort to an affordable | | | | legitimate health insurance provider. Another way |
| insurance, it was because they could not afford | | | | of finding out whether you are being a victim of a |
| this type of bills in the first place. | | | | scam is by visiting your state insurance |
| As result they end up with big black stains in their | | | | department, for more information. |
| credit histories due to these debts. Currently, | | | | Lastly, remember, if it sounds too good to be |
| there are hundreds of unauthorized companies | | | | true, it probably is. Be suspicious if the health |
| selling fake private health insurances, and there | | | | insurance plan they are offering you is extremely |
| are millions of dollars in medical bills, which are | | | | affordable in comparison to other health insurance |
| unpaid. So it is really important that you are on | | | | providers. Just keep your eyes open and if you |
| the look out for these phony companies. | | | | come across any of this fake health insurance |
| One of the most important points to be aware of | | | | companies, report it. |