| net banking is a great convenience, especially to | | | | People with many accounts find this is a great |
| people who have numerous accounts, many | | | | relief to see all of them together and transfer |
| sources of income, or have a lot of transactions. | | | | money with more ease. You can look back at |
| It involves using a safe site through the bank's | | | | what has happened in the accounts for the past |
| web page and keeping your account identification | | | | thirty days. Any longer than that and you will |
| and password to yourself. The set up is very | | | | have to go into the bank. Thankfully, since people |
| simple and only takes a few minutes. | | | | can check up as often as they like, there is less |
| After the online account is set up, the bank will | | | | need for going into the bank to sort out |
| need a couple of days to verify that the person | | | | complications. |
| using the account online is really the person who | | | | You have the option to search for a specific |
| has the bank account. They have an ingenious | | | | transaction, which can be hard to find on a busy |
| way of preventing fraud. The bank will put a few | | | | statement. The greatest step forward in security |
| cents into your account. You will have to go in | | | | is allowing you to see a photocopy of the front |
| person to prove who you are. Once your | | | | of every check that gets cashed from the |
| identification is assured, the teller will let you know | | | | account. If you cannot remember if you wrote a |
| the amount they put in. You go home and enter it | | | | specific check or not, you can click on the link |
| online when you are prompted. This will then allow | | | | next to the transaction description (it will often be |
| you to start online banking and will connect your | | | | the check number that is the link), and you can |
| profile to your actual account. | | | | see the check itself. You will know right away if it |
| Though it is not the same as going to a bank in | | | | is your handwriting. |
| person (you can do nothing with cash), it is mostly | | | | Since you can see it right away, it reduces the |
| just for easing the tedious monitoring of your | | | | time in between a fraudulent check being cashed |
| account. Instead of waiting for your monthly | | | | and the person catching on to it. Statements |
| statement and then trying to balance a month's | | | | offer none of this security. Think how much more |
| worth of credits and debits, you can just follow | | | | difficult it would be to remember if you had |
| along online every day. It makes balancing your | | | | written a check or not after almost a month had |
| checkbook so much easier, since you get just a | | | | passed. Think, too, how far away the fraudulent |
| couple of transactions within a few days of their | | | | person could get and how much more likely it |
| occurrence. | | | | would be that the money would be all spent. |
| It also helps because you can pay your bills | | | | There are tons of preferences to suit your needs |
| through the site. By transferring the money | | | | on these sites. You can even do a stop payment |
| directly, you will never have to worry about the | | | | transaction on a check. Read the site's literature |
| check bouncing in a couple of days or | | | | to make sure you understand how to avoid fraud |
| over-spending or a check being over-due or lost. | | | | and properly use the site. |