| If you are facing foreclosure, you are definitely | | | | situation is. |
| going through some very scary times. No one | | | | --Do not work with anyone who gives you implicit |
| likes the idea of losing their home and not being | | | | instructions NOT to contact your attorney or |
| able to raise their children in the house they have | | | | your original lender. |
| come to know and love. Unfortunately, the huge | | | | --Scammers often request payment via cashier's |
| spike in foreclosure procedures over the last | | | | check or wire transfer only: don't do it! Your |
| several years has given rise to a whole new set | | | | payment won't be traceable. |
| of scammers who prey on homeowners in | | | | --Never work with anyone who requests |
| trouble. If you are scared to file for bankruptcy | | | | payment before any services are rendered. |
| and would rather try an offer that seems too | | | | --Avoid companies that ask you to make |
| good to be true: beware! | | | | mortgage payments directly to them rather than |
| It's your money; your home; your life, and when | | | | to the lender. |
| you take a chance on the unknown it will | | | | --Pressure tactics of any kind are unacceptable: |
| inevitably cost you even more in the long run. | | | | you should never feel under the gun when it |
| There are so many variations on the foreclosure | | | | comes to filling out or signing paperwork. |
| scam that they are almost too numerous to | | | | If you are in foreclosure and have other |
| mention; but there are definitely some shady | | | | seemingly insurmountable debts, make sure you |
| characteristics and actions that all of these | | | | contact a good bankruptcy lawyer before making |
| scammers share. Here are some quick tips for | | | | any drastic moves: there are too many |
| avoiding foreclosure scams. | | | | scammers out there who will only make a bad |
| --Don't believe anyone who promises to halt the | | | | situation worse, and you need to protect yourself |
| foreclosure process no matter what your | | | | and your family. |