Tools Identity Thieves Use to Steal Your Personal Info

Most people do not realize that there is a recordinto play. If someone calling for information under
of each phone call or text message they makefalse pretenses can get their number to appear
or receive. This information is held by your phoneas something else, the person taking the call can
service providers, and should only be available tobe fooled into thinking the call is legitimate.
you. In some cases, this information can beAs an example, someone may plan an elaborate
subpoenaed by a lawyer for a criminal case, butpretext to get enough information to get credit
these should not be available to anyone else.cards in your name. To get those credit cards,
However, there are some that obtain these andthey may need more information than they can
will sell them for a price to anyone willing to buyget through other means. They may use caller ID
them. The information contained can be used inspoofing so that it appears they are calling from
scams and identity theft, and this is often used inyour bank, or from your credit card company.
conjunction with caller ID spoofing to completeThe person answering the phone won't know the
the illusion of legitimacy.difference. They may also use caller ID spoofing
While caller ID spoofing and the selling of phoneto make calls appear to come from a mutual
records seem to be unrelated, one is used infriend or acquaintance. This puts them off guard
combination with the other. One of the mostand may mean they give up the information
common reasons someone may illegally purchasecrook needs.
your phone records is in an attempt to steal yourIf you find that your family is getting calls asking
financial identity. They will call those you know byabout sensitive information, you should consider
getting the information from your phone records,that your phone records have been sold. You
and then use a pretext to get even moreshould call your phone company immediately, and
information. They will call numbers that you callyou should also see if you can notify the
most frequently, and attempt to find out yourauthorities. You may also want to call and have
maiden name or your date of birth.some of your accounts frozen to prevent theft.
When calling, they know that some will innocentlyYou may also find it wise to sign up with a credit
give up this information under the assumption thatmonitoring service so you can find out as soon as
all callers are honest and that they are actuallypossible if credit has been taken out in your name
helping you out. They also know that some arewithout your approval. If you're getting random
not as trusting, and are alert to phone scams andphone calls from a potential thief, you can try to
pretexting. This is when caller ID spoofing comesfind the owner of a phone number here.