Understanding Commercial Identity Theft

Businesses are not always free of theftA recent report by the BBC indicated that this
worries.They face the same exposure individualsNigerian scam costs Britain 150 million pounds
do but the potential for loss can be even biggerevery year. This is just one country and a single
on a commercial scale. The confidence tricksterestimation of costs. Routine verification and
shares common ground with the identity thief. Itdocumentation procedures are the best defense
is simple for a confidence trickster, or anyone foragainst commercial identity theft. In order to have
that matter, to say that he works for a particulara second opinion and a sort of cooling off period,
company and to charge whatever expensesa supervisor should be in charge of approving
were incurred to the company's account. Atransactions that could possibly involve identity
person can appear to be credible and know thetheft. Some investigative procedures are usually
correct procedures.warranted before a transaction for credit
When business is rushed, the transaction can beauthorization is completed. Set procedures for
made without a thought or indication of suspicion.verifying unusual delivery instructions are utilized
Most businesses are solely interested in buildingto ensure that identity theft becomes even more
business and are not likely to turn customersdifficult for thieves to carry out.
away, especially if they appear to be credible.Several companies have started refusing to issue
Chances of the commercial identity thief beingpayment for invoices that do not match company
believed are likely if he has inside information ororder numbers. Due to past experiences, more
knowledge such as the order number or theextreme transaction approval procedures are
order form in the right format, a business card orevident to assess risks and flag potential
an official looking company document, and thecommercial identity theft problems.
transaction does not appear to be suspicious.This is all good and secure ethics in business but
Customer service people are not very likely tothe simplest defense is simply good old customer
reject what appears to be a credible or legitimateservice. Knowing a customer well will allow a
business transaction.company to become familiar with the usual team
We have become too confident in thinking that aassociated with them or their business and relieve
confidence trickster could get a way with aany stress of business not being carried out in the
transaction like the infamous sale of the Brooklynusual way.
Bridge. These types of things did not fade withBalancing between growing sales and preventing
the age old trick. Today we are just as gullible andfraud is a constant challenge for businesses.
greed is just as evident. This is noted in theFrequent use of information systems for quickly
famous Nigerian scam wherein victims areaccessing and communicating data has made it
requested to send advance money transfers.possible to detect and prevent commercial
These types of efforts are currently made on aidentity theft early.
huge scale.