| Credit card fraud is an unfortunate event far too | | | | fashion "mom and pop" stores have the old |
| many people in America experience. Luckily, by | | | | fashion receipts, which still print your full credit |
| law we are not responsible for more than fifty | | | | card information on the receipt. These are the |
| dollars of fraudulent purchases on any credit | | | | ones you have to be careful about. I recommend |
| cards. In fact most credit card companies don't | | | | shredding these receipts or tearing up into small |
| even bother holding you accountable for the first | | | | pieces that you can flush down the toilet. |
| fifty dollars worth and instead give you zero fraud | | | | 3) Defective Merchandise - This is another form |
| responsibility. How are some of the common | | | | of credit card fraud which is often overlooked and |
| ways credit card fraud occurs and how to | | | | not identified as fraud. Did you buy a product |
| combat it? | | | | which was obviously not as advertised? Perhaps |
| 1) Mail Theft - Crooks have gotten clever when it | | | | you purchased an item on eBay which was |
| comes to stealing mail. They take advantage of | | | | advertised as new, but instead receive it used? |
| times when there's no activity at your house, | | | | This is a form of credit card fraud. Fortunately |
| when you're out of town, to swoop in and steal | | | | American Express credit cards protect you from |
| days and days worth of mail. Did you know you | | | | misrepresented merchandise and will often give |
| can actually request the post office to hold your | | | | you a full refund of the charges. Fortunately, |
| mail for free? For as little as 3 days or as many | | | | there are number of incentives in place that |
| as 30 days. If you're going out of town it most | | | | punish credit card transaction fees and their rates, |
| likely would be a good idea to do this if you don't | | | | if a merchant has too many complaints about |
| have a neighbor that can take in your mail for | | | | misrepresented merchandise. You can also consult |
| you. | | | | help using an online credit card forum to find out |
| 2) Receipt - Today most merchants disguise | | | | how other people in similar situations handled it. |
| most of the credit card numbers printed on | | | | Start by following these simple steps to be on |
| receipts so there's no danger in the number being | | | | your way to greater credit card fraud protection. |
| ripped off from it. However many of the old | | | | |