| Ideally, you should start comparing insurance | | | | in mind. If you know that you are about to move |
| policies before your current policy expires. Once | | | | or change jobs, consider changing your insurance |
| you have allowed a lapse in coverage, there may | | | | provider before hand. It might be harder to get |
| be additional difficulty getting new coverage at a | | | | insurance if your move was over a long distance; |
| fair price. Remember, insurers look at many | | | | you will now be an un-established person in a new |
| factors to figure premium, and these include: age, | | | | town, which equals higher rates. Your new |
| gender, occupation, credit history and current | | | | occupation can change your rates as well, |
| insurance. A gap in coverage will raise questions | | | | especially if you begin work in a high risk |
| that will need to be answered. Did you simply | | | | category, or if you will use your vehicle more |
| forget to pay a bill, or is there something more | | | | than you did before. |
| serious? Do you frequently allow insurance | | | | But, if your driving record is spotless, you are 25 |
| coverage to expire, and what is the length of the | | | | or older, there have been no major changes, and |
| gaps? Longer gaps may indicate that you drive | | | | your rates have either stayed the same or |
| without insurance, which makes you a higher risk | | | | gotten higher, than you might consider now the |
| person. | | | | time to shop for a discount. Some companies will |
| If you can plan a change, there are some good | | | | match a policy and its price if you tell them |
| times to change auto insurance providers which | | | | upfront that you are doing this. Smart research |
| should net you a reduced premium. For instance, | | | | and some basic knowledge will assure that you |
| your rates will go down at age 25, so if your | | | | are getting the best insurance coverage for the |
| insurance is set to expire the month of, or after | | | | best price. |
| your birthday, start shopping with your new age | | | | |