| New technologies, such as Chip and Pin, have | | | | • Never give your PIN to anyone else or |
| helped provide a more secure way to pay with | | | | carry it with you written down. It's best to keep |
| debit and credit cards. The introduction of this | | | | this information secured safely inside your head |
| new technology saw a £60m reduction in | | | | • Keep your cards in a safe place that's |
| fraud on lost and stolen cards in 2005 when | | | | out of sight. Don't carry them at the top of your |
| compared to 2004. | | | | handbag or in the back pocket of your jeans. |
| However, as fraud prevention technologies | | | | • Keep tabs on your bank statements |
| advance, so do the fraudsters, who go to great | | | | and query any transactions that you don't |
| lengths to find loop-holes and weaknesses in new | | | | recognise with the bank |
| technologies. | | | | • Report lost or stolen cards as soon as |
| Despite the introduction of more secure ways of | | | | you become aware that they are missing |
| paying, credit card fraud is still prevalent. So, we | | | | • Make sure that the bank has an up to |
| should always be on our guard to ensure that we | | | | date record of your contact details so they can |
| do not become the next victim. | | | | contact you immediately if they see any |
| What can you do to stay safe from fraud? | | | | suspicious activities on your account |
| The below will be obvious to most, but it does no | | | | Being cautious at all times is the key to reducing |
| harm to have a refresher... | | | | the chances of being a victim of credit card fraud. |