Prevent fraud and avoid being scammed
 

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Fool Me Once

I've often wondered when in human history PRIVILEGE TO REQUEST FOR YOUR ASSISTANCE
the concept of the scam originated. At TO TRANSFER THE SUM OF $47,500,000.00
what point in civilization did the first (FORTY SEVEN MILLION, FIVE HUNDRED
man or woman decide to broker an exchange THOUSAND UNITED STATES DOLLARS) INTO YOUR
of currency and goods on a deceptive ACCOUNTS. THE ABOVE SUM RESULTED FROM AN
premise? Was it a corrupt Egyptian OVER-INVOICED CONTRACT, EXECUTED
chariot dealer who sold poorly COMMISSIONED AND PAID FOR ABOUT FIVE
refurbished vehicles at top market value? YEARS (5) AGO BY A FOREIGN CONTRACTOR.
Or perhaps an unscrupulous Babylonian THIS ACTION WAS HOWEVER INTENTIONAL AND
alchemist who sold colored water in the SINCE THEN THE FUND HAS BEEN IN A
guise of powerful love potions? There is SUSPENSE ACCOUNT AT THE CENTRAL BANK OF
no clear historical indication of when NIGERIA APEX BANK.These emails then go on
the act of cheating an individual out of to explain how the recipient can receive
their money, wares, or other assets was this enormous transfer of funds within a
pioneered.The American Heritage few business days. All that is required
Dictionary cites the origin of the word is a routing number so the money can be
"scam" as unknown. Some scholars have easily wired into the correct account,
suggested the word derives from"scamp", and an advance fee of between $1,000 and
which is the 19th century British slang $10,000 for "adminitrative
for cheater or swindler. Other sources purposes".Let's see. An email from
indicate the word first enjoyed common someone you have never met, who claims
usage in the 1960s. I have yet to find a you are entitled to 47.5 million dollars,
study that actually pins down the coining if you'll just shoot them your bank
of the term.Despite the ambiguous account info, complete with wire access
background of both the word and the number, and an administrative fee of up
practice, one thing is certain. Scamming, to $10k.Could this be a scam of some
swindling, hoodwinking, and duping of all sort?Would you believe the "Nigerian
kinds does not by any stretch appear to Scam" model had resulted in losses
be a short lived phenomenon.We are warned exceeding 6 billion dollars by 2002?
on a regular basis about some kind of Absolutely incredible that anyone could
shady operation that has cheated victims be duped by such a transparent
out of x amount of dollars. For ruse.Another point of interest is that,
confirmation of this, just tune in to the according to an FTC study conducted last
evening news or click on over to your year, nearly 20% of all consumer fraud
favorite news site.Regrettably, it is victims were scammed on at least two
common knowledge that cyberspace is occasions, and almost 10% were duped a
brimming with identity thieves, con third time. Impressive learning curve for
artists, ponzi schemes, email phishing, a twelve month period, eh?If so many
and an endless array of unethical people weren't allowing themselves to be
"business opportunities". Millions of robbed blind by anyone with a trick up
dollars each year are lost by victims of their sleeves, maybe there would be less
such scams.If you're like me, you scams to worry about. Without victims who
probably get angry when you hear about a are (apparantly) willing to buy into even
life insurance scam that targets senior the most absurd pitches, I imagine many
citizens and disappears into the night con artists would be forced to get day
with thousands of dollars, or a false jobs.I've been a little coarse in an
charity that solicits massive donations effort to make a point, but now I'll be
from middle to lower class households honest. I've been scammed myself on
before vanishing without a trace. I mean, multiple occasions.Granted, I've never
it's appalling to think of these crooks fallen for anything quite as ridiculous
who, for whatever reason, feel they don't as the "Nigerian Scam", but I have done
have to work an honest job like the rest my share to fund the scam industry by
of us. How can these people call taking risks despite my better judgement.
themselves human when they go to such During the first eight months I spent in
despicable lengths to steal from people the net marketing arena, I blew more
who probably need every dollar they have money than I care to admit on stuff that
just to pay the light bill and feed their I knew deep down would never pay off.Why
households?On the other hand...Life is a did I do it? Because I wanted to believe
two way street. We can't push all the that I was in the right place at the
responsibility for the outcome of an right time, or that I was somehow
interaction onto only one party.Clearly, entitled to a lucky break.I'm not ashamed
I'm not justifying the actions of those to tell you this, because I know I'm not
who operate scams at the expense of the alone. I know quite a few intelligent,
innocent. I am saying, however, that "it successful people who have allowed
takes two to tango".In many cases, a themselves to be fleeced on at least one
little common sense, or some time spent occasion.The important thing is that we
on careful investigation of the learn from our bad decisions, and accept
circumstances, would dispel the efforts at least part of the responsibility for
of a would be scammer before any money our loss. It seems personal
changed hands. All too often when people accountability is not a popular ideal in
are conned, they are hoping against hope, our society, but pointing fingers and
and buying into an idea that is obvioualy laying blame has historically done very
too good to be true.I'm sure you've little toward creating a real solution to
received at least a couple of emails that any problem.As the saying goes...Fool me
fit into the "Nigerian Scam" category. once, shame on you. Fool me twice, shame
These messages usually run along the on me.****************************Tim
lines of:DEAR SIR,CONFIDENTIAL BUSINESS Whiston is a full-time entrepreneur and
PROPOSALHAVING CONSULTED WITH MY internet marketer. He publishes a monthly
COLLEAGUES AND BASED ON THE INFORMATION ezine, and is the author of a popular
GATHERED FROM THE NIGERIAN CHAMBERS OF internet marketing ebook.
COMMERCE AND INDUSTRY, I HAVE THE




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