| There are different brands of credit cards in the | | | | terminal) after showing the Visa logo. It contains |
| market today. One popular brand is the Visa | | | | the signature of the card holder for identification. |
| credit card. However, there are also visa cards | | | | Credit protocol may be utilized by Visa card |
| that are offered as a debit card, this is a different | | | | holders even if it is being marketed as prepaid |
| matter altogether. It is the shortened name of | | | | cards or debit cards. The reason is the imprinted |
| the company VISA or Visa International Service | | | | Visa logo on the card's front surface.The users |
| Association based in San Francisco, California. It is | | | | are sometimes confused by the word credit and |
| a joint economic venture of twenty one thousand | | | | debit. Well, the words do not necessarily depend |
| financial institutions. They are issuing and | | | | on what the dictionary said about it. It is because |
| marketing Visa products.The launching of the visa | | | | debit card may still be used for credit transactions. |
| card happened in 1976. It was named after | | | | In this case, misnomer occurs that credit cards |
| BankAmericacard. The Bank of America is the | | | | are only used for loans while debit protocols are |
| issuer of BankAmericacard which also have other | | | | used for checking accounts only. The banks |
| international names. It was before the Visa brand | | | | actually select several backend methods to handle |
| introduction. In fact, Visa cards also incorporated | | | | the accounts. They make "debit" as the generic |
| the motif of the BankAmericacard in their designs. | | | | synonym of Plus/interlink, while "credit" as the |
| The gold and blue logos of Visa cards represent | | | | generic synonym of Visa and other cards having |
| the golden color of California hills and the blue | | | | similar systems including American Express, |
| color of the sky.The alliance of various banks in | | | | MasterCard, and Discover Card.The associations |
| Canada such as Canadian Imperial Bank of | | | | include the following rules regarding the |
| Commerce, Bank of Nova, Royal Bank of Canada, | | | | development of Visa Credit cards.- For security |
| and Toronto-Dominion Bank issued Visa cards in | | | | purposes upon every transactions. The |
| the name of Chargex. French Visa which is | | | | cardholders are identified through their signatures |
| currently issued is still using the BankAmericacard | | | | upon using their Visa credit cards.- It will explain |
| logo. It was called Carte Bleue in France which | | | | how a bank denies a transaction and how |
| means blue card. The only issuer of | | | | cooperation takes place in a bank to prevent |
| BankAmericacard in United Kingdom was | | | | fraud.- It will ensure a standard protection from |
| Barclaycard.There are three types of Visa cards. | | | | fraud and false identification that are not |
| The debit cards which is paid through a savings or | | | | discriminatory.The founder of the VISA Company, |
| checking accounts. The Credit cards which is paid | | | | Dee Hock believed that using the word Visa will |
| monthly with appropriate interest's rates. The | | | | be recognized instantly in various languages and |
| prepaid cards which is paid through cash accounts | | | | countries. Besides, it also denotes universal |
| and without check writing privileges.There are two | | | | acceptance. However, the consumers must know |
| protocols that were developed to standardize | | | | the rules to avoid conflicts in end when using their |
| consumer services. Visa International Association | | | | Visa Credit cards.Joe Davis is specializing in |
| created the debit and credit protocols basing from | | | | research and journalism on credit cards. Looking |
| the type of Visa cards they marketed.Visa Credit | | | | for a credit card? Find the best credit card from |
| cards uses credit protocols. The cards can be | | | | leading banks and instantly apply online. |
| used at banking centers or POS (point-of-sale | | | | |